Cargo insurance
Selected physical loss or damage to goods during transit.
Temin Insurance · Expert broker support
Cargo and Logistics Insurance
We assess cargo, carrier liability, CMR, warehouse and fleet risks in one review.
Coverage approach
Coverage built around your needs
Solutions for cargo owners and carriers
Domestic and international transport coverage
A package for the complete logistics operation
Cargo, route and liability must be assessed together
Separate the value of the goods from the carrier’s legal liability
Cargo insurance protects the owner’s interest in the goods. Carrier liability insurance addresses eligible contractual or legal liability of the carrier.
Loading and unloading
Cover for these operations when specifically included.
CMR liability
Carrier liability arising from qualifying international road transport.
Domestic carrier liability
Eligible liability arising from domestic carriage.
Warehouse liability
Goods in custody and operational liabilities of storage businesses.
Open cover or single shipment
Structures for recurring annual movements or one-off shipments.
Policy selection checklist
Compare more than the premium
- Identify whether the insured interest belongs to the cargo owner or carrier.
- Declare commodity, packing, conveyance, route and transshipment accurately.
- Check whether cover is warehouse-to-warehouse or limited to named stages.
- Consider war, strikes, refrigeration and loading risks separately.
- Compare deductibles, vehicle or shipment limits and notification duties.
Information for your quotation
Accurate information leads to a suitable quotation
Invoice and cargo valueCommodity and packingOrigin and destinationConveyanceShipment count or turnoverCMR documentsWarehouse detailsClaims history
Complete and current information helps ensure accurate pricing, coverage and claims assessment.
Frequently asked questions
What to know before purchasing cover
No. Cargo insurance protects the goods; CMR insurance protects the carrier’s defined legal liability.
The attachment points and loading/unloading scope depend on the policy wording.
No. Perishables, hazardous goods, electronics, valuables and used machinery need special assessment.