Cargo and Logistics Insurance

Cargo Insurance

Protects commercial goods against loss or damage in transit on a single-shipment or annual basis.

What does this insurance focus on?

Protects commercial goods against loss or damage in transit on a single-shipment or annual basis. Terms, limits, deductibles and exclusions vary by insurer; the quotation should therefore be assessed as a whole.

✓Core insured risks and policy limits
✓Optional extensions tailored to the risk
✓Deductible, exclusions and service comparison
✓Broker support during quotation and claims

Who is it suitable for?

  • Individuals or businesses seeking this specific protection
  • Clients who want to compare insurer terms

What should be compared?

Compare insured values, benefit limits, deductibles, exclusions, service network, assistance benefits, claims process and renewal terms together. Temin Insurance presents the meaningful differences between insurer offers.

Pre-purchase checklist

Review these points when assessing a quotation

  • Identify whether the insured interest belongs to the cargo owner or carrier.
  • Declare commodity, packing, conveyance, route and transshipment accurately.
  • Check whether cover is warehouse-to-warehouse or limited to named stages.
  • Consider war, strikes, refrigeration and loading risks separately.
  • Compare deductibles, vehicle or shipment limits and notification duties.

Information for your quotation

Information that describes your risk accurately

Invoice and cargo valueCommodity and packingOrigin and destinationConveyanceShipment count or turnoverCMR documentsWarehouse detailsClaims history

This is a general preparation list. The insurer may request additional information or documents depending on the risk.

Frequently asked questions

What to know about Cargo Insurance

No. Cargo insurance protects the goods; CMR insurance protects the carrier’s defined legal liability.

The attachment points and loading/unloading scope depend on the policy wording.

No. Perishables, hazardous goods, electronics, valuables and used machinery need special assessment.

Cargo and Logistics Insurance

Related insurance solutions

→Domestic Cargo Insurance →Import and Export Cargo Insurance →CMR Carrier Liability Insurance →Carrier Liability Insurance →Warehouse Liability Insurance →Freight Forwarder Liability Insurance