Cargo and Logistics Insurance

Freight Forwarder Liability Insurance

Covers a freight forwarder’s liability arising from documentation, routing, subcontractor and operational errors.

What does this insurance focus on?

Covers a freight forwarder’s liability arising from documentation, routing, subcontractor and operational errors. Terms, limits, deductibles and exclusions vary by insurer; the quotation should therefore be assessed as a whole.

Core insured risks and policy limits
Optional extensions tailored to the risk
Deductible, exclusions and service comparison
Broker support during quotation and claims

Who is it suitable for?

  • Individuals or businesses seeking this specific protection
  • Clients who want to compare insurer terms

What should be compared?

Compare insured values, benefit limits, deductibles, exclusions, service network, assistance benefits, claims process and renewal terms together. Temin Insurance presents the meaningful differences between insurer offers.

Pre-purchase checklist

Review these points when assessing a quotation

  • Identify whether the insured interest belongs to the cargo owner or carrier.
  • Declare commodity, packing, conveyance, route and transshipment accurately.
  • Check whether cover is warehouse-to-warehouse or limited to named stages.
  • Consider war, strikes, refrigeration and loading risks separately.
  • Compare deductibles, vehicle or shipment limits and notification duties.

Information for your quotation

Information that describes your risk accurately

Invoice and cargo valueCommodity and packingOrigin and destinationConveyanceShipment count or turnoverCMR documentsWarehouse detailsClaims history

This is a general preparation list. The insurer may request additional information or documents depending on the risk.

Frequently asked questions

What to know about Freight Forwarder Liability Insurance

No. Cargo insurance protects the goods; CMR insurance protects the carrier’s defined legal liability.

The attachment points and loading/unloading scope depend on the policy wording.

No. Perishables, hazardous goods, electronics, valuables and used machinery need special assessment.