Travel Health Insurance

Annual Multi-Trip Travel Insurance

Multi-trip protection for frequent travellers, reducing the need to arrange a separate policy for each journey.

What does this insurance focus on?

Multi-trip protection for frequent travellers, reducing the need to arrange a separate policy for each journey. Terms, limits, deductibles and exclusions vary by insurer; the quotation should therefore be assessed as a whole.

Core insured risks and policy limits
Optional extensions tailored to the risk
Deductible, exclusions and service comparison
Broker support during quotation and claims

Who is it suitable for?

  • Individuals or businesses seeking this specific protection
  • Clients who want to compare insurer terms

What should be compared?

Compare insured values, benefit limits, deductibles, exclusions, service network, assistance benefits, claims process and renewal terms together. Temin Insurance presents the meaningful differences between insurer offers.

Pre-purchase checklist

Review these points when assessing a quotation

  • Ensure all destinations and travel dates are covered.
  • Meet the minimum limits and territory required for the visa.
  • Review age, chronic condition, sport and pregnancy exclusions.
  • Compare medical limits, deductibles and direct payment procedures.
  • Remember that cancellation and baggage are not always standard.

Information for your quotation

Information that describes your risk accurately

Passport detailsDate of birthDestinationsTravel datesPurpose of travelVisa typePlanned activitiesMedical information

This is a general preparation list. The insurer may request additional information or documents depending on the risk.

Frequently asked questions

What to know about Annual Multi-Trip Travel Insurance

The territory stated in the policy controls; verify the region and travel dates.

Pre-existing and chronic conditions are often limited or excluded.

Annual plans may set a maximum duration for each trip.