Hull and machinery
Physical damage cover for hull, engines and listed equipment.
Temin Insurance · Expert broker support
Boat and Yacht Insurance
We build coverage around your vessel’s value, use, marina and navigation area.
Coverage approach
Coverage built around your needs
Marine accident, natural disaster and theft coverage
Third-party liability options
Analysis tailored to marina, navigation area and use
Marine risk analysis for each vessel
Assess the vessel, equipment and marine liabilities together
Vessel type, construction, age, value, use, mooring and navigation area directly influence underwriting and cover.
Marine perils
Storm, grounding, collision and selected marine events.
Fire and theft
Eligible loss or damage under the policy terms.
Third-party liability
Liability arising from collision, marina operations or pollution.
Salvage and wreck removal
Defined limits for salvage, towing or wreck removal costs.
Personal effects and accident
Optional protection for passengers, crew and personal belongings.
Policy selection checklist
Compare more than the premium
- Keep the market value, survey and equipment list current.
- Declare private, commercial or charter use correctly.
- Check navigation limits and periods laid up ashore.
- Review storm, mooring and skipper qualification clauses.
- Compare liability, salvage and wreck removal limits.
Information for your quotation
Accurate information leads to a suitable quotation
Vessel registrationBuild year and hull typeEngine detailsCurrent value or surveyEquipment listMooring locationNavigation areaUse of vessel
Complete and current information helps ensure accurate pricing, coverage and claims assessment.
Frequently asked questions
What to know before purchasing cover
Age, model, equipment and market conditions are assessed; a survey may be required.
Yes. Commercial or charter use requires different underwriting from private use.
Cover during lay-up, maintenance and transport varies and should be checked explicitly.