Temin Insurance · Expert broker support

Complementary and Private Health Insurance

We compare complementary and private health insurance options suited to your age, city and healthcare preferences.

Complementary and Private Health Insurance

Coverage approach

Coverage built around your needs

Complementary and private health alternatives

Hospital network and inpatient/outpatient comparison

Individual and family policy options

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Policy terms matter as much as the hospital network

Assess treatment scope, copayments and renewal rights together

Complementary and private health insurance differ by social security status, age, city, hospital preference and medical history.

Inpatient treatment

Surgery, hospitalization, intensive care and other eligible inpatient costs.

Outpatient treatment

Consultations, laboratory and imaging within visit or monetary limits.

Hospital network

Provider access that varies by plan, product and city.

Maternity and optional benefits

Additional benefits that may involve waiting periods.

International and assistance

Optional emergency treatment abroad or advisory services.

Lifetime renewal options

Long-term renewal rights subject to insurer assessment and conditions.

Policy selection checklist

Compare more than the premium

  • Confirm social security eligibility for complementary health cover.
  • Review hospitals and physicians available in your city.
  • Compare outpatient visit limits, copayments and waiting periods.
  • Read exclusions, loadings and terms for existing conditions.
  • Ask about the requirements for long-term renewal rights.

Information for your quotation

Accurate information leads to a suitable quotation

Identity detailsDate of birthCity of residenceSocial security statusHealth declarationPrevious policyPreferred hospitalsFamily members

Complete and current information helps ensure accurate pricing, coverage and claims assessment.

Frequently asked questions

What to know before purchasing cover

Complementary health works with the social security and contracted provider structure; private health may offer different networks and limits.

They may be excluded, loaded or result in a declined application.

Waiting periods may apply to certain conditions, operations or benefits.

Free risk assessment

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