Motor Liability and Comprehensive Motor Insurance

Comprehensive Motor Insurance

Optional insurance protecting your vehicle against collision, fire, theft and selected additional risks.

What does this insurance focus on?

Optional insurance protecting your vehicle against collision, fire, theft and selected additional risks. Terms, limits, deductibles and exclusions vary by insurer; the quotation should therefore be assessed as a whole.

Core insured risks and policy limits
Optional extensions tailored to the risk
Deductible, exclusions and service comparison
Broker support during quotation and claims

Who is it suitable for?

  • Individuals or businesses seeking this specific protection
  • Clients who want to compare insurer terms

What should be compared?

Compare insured values, benefit limits, deductibles, exclusions, service network, assistance benefits, claims process and renewal terms together. Temin Insurance presents the meaningful differences between insurer offers.

Pre-purchase checklist

Review these points when assessing a quotation

  • Do not treat compulsory motor liability and comprehensive cover as substitutes.
  • Declare vehicle value, accessories and additional equipment correctly.
  • Compare repairer, parts, replacement car and minor repair conditions.
  • Review driver, usage and special deductible clauses.
  • Check no-claims protection and renewal terms.

Information for your quotation

Information that describes your risk accurately

License plateRegistration serial numbersMake and modelModel yearVehicle useCurrent policyClaims historyRepairer preference

This is a general preparation list. The insurer may request additional information or documents depending on the risk.

Frequently asked questions

What to know about Comprehensive Motor Insurance

No. It primarily covers eligible losses caused to third parties; comprehensive insurance is needed for your vehicle.

Vehicle specifications and market value are considered; special accessories may need to be listed.

Duration, class, loss type and repair conditions vary by insurer and plan.