Accident and emergency
Eligible examination, diagnostic and treatment costs after sudden events.
Temin Insurance · Expert broker support
Pet Insurance
We assess treatment and emergency coverage suited to your pet’s age, species and health.
Coverage approach
Coverage built around your needs
Options for cats and dogs
Emergency and treatment coverage
Veterinary network and coverage comparison
Age, breed and medical history matter
Compare treatment scope, veterinary network and exclusions
Age limits, microchip, vaccinations, waiting periods and pre-existing conditions may affect acceptance and cover.
Illness treatment
Veterinary treatment and surgery under selected plans.
Inpatient treatment
Hospitalization, surgery and follow-up within stated limits.
Liability
Optional protection for damage caused to third parties.
Lost pet support
Services offered by certain products to help locate a missing pet.
Veterinary network
Direct billing or reimbursement models depending on the plan.
Policy selection checklist
Compare more than the premium
- Check age and breed acceptance limits.
- Keep microchip, identity and vaccination records current.
- Review waiting periods and pre-existing condition exclusions.
- Compare annual, per-event limits and copayments.
- Check veterinary network and reimbursement procedures.
Information for your quotation
Accurate information leads to a suitable quotation
Microchip numberPet identitySpecies and breedDate of birthVaccination recordMedical historyExisting conditionsVeterinary preference
Complete and current information helps ensure accurate pricing, coverage and claims assessment.
Frequently asked questions
What to know before purchasing cover
They are commonly excluded; the insurer’s special conditions must be reviewed.
Some plans use a network while others reimburse eligible invoices.
Routine care may be excluded or offered as an optional service.